BEGIN:VCARD
VERSION:3.0
PRODID:-//SocialCoach//Version 1//EN
FN:Monica Ledbetter
TITLE:Mortgage Consultant
PHOTO;ENCODING=b;TYPE=image/jpeg: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
URL:https://phm.opentotheoffer.com/leads/step1?loan_officer_email=monica.ledbetter@phmloans.com
URL;TYPE=Facebook:https://www.facebook.com/102400747852529
URL;TYPE=Instagram:https://www.instagram.com/monicaledbettermortgage
URL;TYPE=LinkedIn:https://www.linkedin.com/in/monicaledbettermortgage
URL:https://phmloans.com/mortgageconsultant/monicaledbetter
EMAIL:monica.ledbetter@phmloans.com
TEL:402-525-8412
ADR:;;5322 O Street;Lincoln;NE;68510;United States
URL:https://get.foyersavings.com/pro?code=MONICALEDBETTER&name=Monica%20Ledbetter
TEL:402-525-8412
EMAIL:monica.ledbetter@phmloans.com
END:VCARD